Axis credit cards bring with them a world of financial freedom. It can be the best financial tool you can acquire today but only if you know how to use it wisely. Be it making big-ticket purchases or immediate financial assistance; credit cards have played a significant role. But you need to be mindful about the usage of your credit card. You need to treat your credit card irresponsibly otherwise you’d end up with a lot of debt, ruin your credit score, and much more. Axis bank cards have always offered the best of the privileges and benefits to its users. Hence to help you avail all the benefits and privileges that an Axis bank credit card offers, we’ve jotted down 5 ways in which you can maximize the benefits of your Axis credit card.
Choose the card that best suits your purpose and requirements
It’s imperative to know about the card before you opt for one. Particularly about its features, discounts on purchases, free airport lounges limit, reward points, and more. And not just that, it is also important to read the fine print and compare the additional benefits such as purchase protection, lost card liability, and more. When you’re done with the above-mentioned research, it’s time now to compare the different Axis bank credit cards available as per your eligibility so you can make the most of the associated benefits.
Always go for a card with a long interest-free period
Any online shopping and other expenditures with your Axis bank credit card would increase your chances of earning rewards. Also, any purchase made through your credit card issuer’s portal can fetch you additional points and rewards. Typically, the credit cards come with an interest-free period of 20 to 55 days, depending on the kind of card you have chosen. But it’s recommended to always go with a credit card that offers a long interest-free period. A long interest-free period gives you additional time to pay your bills making it easier for you to manage adequate money before the payment due date.
Sign up for perks and bonuses
Axis bank offers a huge range of credit cards that offer you a great deal of sign-up bonuses. It can benefit you in a variety of ways but you intelligently need to compare all the different types of Axis credit cards provided by the issuers and choose the one that suits you best. The bonuses usually range from free airport lounges, cashback to free hotel stays, and points that you can use for flight ticket booking.
Track and redeem your reward points
All the Axis bank credit cards come with the feature of redeeming your reward points and let you buy things of your choice from the bank’s rewards catalog. But these earned reward points from your purchases expire after a pre-stated period which means you need to make sure that you utilize them at the right time and in the right way. Hence, make sure you keep a track of your reward points and redeem them before they expire.
Check your credit card statement regularly
Credit card statements are very important, and you need to keep a regular check on it. Just in case, if you miss your credit card statement, there are high chances that you can miss your payment due date or any other crucial announcements related to your credit card terms and usage. So ensure you check your credit card statement periodically.
It is absurd that a credit card influence a person to spend more but it is equally crucial to understand that overspending and delayed payments can adversely impact your credit score. Hence it’s advised to select your Axis credit card wisely that not only caters to your spending habits but also improves your credit history. Therefore, it is essential to understand all the related terms and conditions about your Axis credit card before choosing the one best suited for you.
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Check out an extensive range of Axis Bank Credit Cards on Finserv MARKETS. Apply for one and get the best and maximum possible benefits out of it.