Understanding Kentucky’s Personal Injury Laws.

In Kentucky, if you happen to be involved in an accident, you must file an injury claim against the at-fault driver and his/her insurance company. However, it can be pretty challenging to deal with your personal injury claim. Hence, you should make sure that you are aware of all of Kentucky’s personal injury laws. If you have an experienced personal injury attorney louisville you can trust, consider making an appointment with your personal injury lawyer to discuss all your queries regarding Kentcky’s personal injury laws.

Here are a few factors you should know:

Negligence and liability.

When it comes to Kentucky’s personal injury laws, you must understand that you can claim if negligence and liability are involved in any case. Negligence is where the at-fault party does not pay attention while driving and ends up causing harm to others. However, you must make sure that you prove the at-fault party’s negligence. Proving negligence and liability of the at-fault party consists of 4 things. 

First, you have to make sure that you prove that the at-fault was responsible and be careful, but they did not. Next, you must prove that the at-fault party has breached the traffic laws. After that, prove the real cause that led to the accident, and in the end, you have to show some evidence that proves the damages you have sustained.

Comparative fault system.

According to Kentucky laws, there is a comparative fault system. This system states that if you are involved in an accident and you happen to be at fault partly, you will still be compensated for your loss and damages. However, according to the comparative fault system, you will be less compensated since you are at fault partly.

Statute of limitations.

Statute limitation can simply be understood as a time limit to file your case. If you happen to be involved in an accident and you are severely injured, it takes several months to recover from the injuries. Still, according to the statute of limitations, you have a complete year to file your personal injury claim. If you delay reporting your case for more than a year, you will lose the chance of getting compensated for your loss.

No-fault insurance.

When you are about to file a claim, you will be given two options. The first is regular vehicle insurance, and the other one is no-fault insurance. In no-fault insurance, your insurance company will pay for all your medical bills and the wages you have lost while recovering, no matter who is at fault. However, having no-fault insurance will mean you lose the chance to file for additional charges.

Consult a lawyer today!

If you or your loved one got involved in an accident and want to claim the damages and losses, consider consulting your injury lawyer.